Financial Planning -
Beyond The Fine Print
Lost in jargon and complex terms? Let's cut through the noise.
AUTHORISED FINANCIAL CONSULTANT
REPRESENTING FINEXIS ADVISORY PTE LTD
Hi I’m Dave.
Navigating financial planning can feel like walking through a maze. Jargon and fine print adds noise and complexity at every turn. Rest assured, clarity is possible.
Cut through the confusion and make sense of your financial landscape.
"Dave is a great educator and patient listener, which we think is essential in a financial advisor. He has a gentle approach, never pushy or sales focused, and you can tell he is genuine in his desire to help you manage your current and future finances."
Together, we'll sift through the noise, transform confusion into clarity and confidently navigate your financial journey with data-driven actionable steps.
Why is it hard to find credible financial advice?
You ask genuine questions
How does this compare with other plans?
Can I have some time to think about it?
Yet you could be told
They are all the same.
Are they really all the same?
Say you are looking for a life insurance plan to cover your living expenses in event of a critical illness (CI) diagnosis. Some plans will pay out for Covid-19 and future unknown disease claims, and some don't Some plans cover you for up to your lifetime, while others cover you up to pre-determined no. of years.
Some plans may provide very similar benefits, but their costs may differ significantly. The list of differences goes on. They are not all the same.
Why don't you sign up first (starts filling up the form). You can use the free-look period to consider.
Is the free-look period enough for you?
Perhaps you are the meticulous type who needs to carefully weigh your options before making a big decision. If you truly want to spend more time getting to know the financial planner and the methodology, you should be given the time and space to think about it and ask more questions.
The typical 7 to 14 days of free-look period alone may be sufficient for some, but it may not be sufficient for you to make the best informed decision.
It doesn't have to be so hard
Be discerning
Examples,
"What is your methodology?"
"Can I consider or seek a second opinion?"
Financial planners worth their salt would jump at the chance to share with you about their best practices.
As you listen closely, discern.
Are you being persuaded by a salesperson attempting to push a sale when you are not ready? Or are you convinced that this is a competent planner who values your needs above their remunerations?
Be prudent
Examples,
"What are the fees and charges?"
"Why this and not other solutions?"
Fact: Not all products and well-intended advice are created equal. There is no such thing as the best, one-size-fits-all solution. Discern whether your questions are being skilfully dismissed or truthfully addressed.
Are you only being told about the benefits but not the potential drawbacks? Or are you given enough information about how the solution compares to those offered by other providers?
Let's talk. How can I help you journey beyond the fine print?
By submitting this form, you hereby agree and consent that Dave Tay, representing finexis advisory Pte Ltd may collect, use, disclose and process your personal information for the purpose of financial advisory services, in accordance to the Personal Data Protection Act 2012 and the finexis personal data privacy policy which can be found at www.finexis.com.sg.