Value is an overused term, often utilized by marketers and salespeople to promote and mislead, with the goal of securing a quick sale. In an industry that is often tarnished by errant and unethical people who purport to add value, Dave stands out as someone with integrity, honesty and compassion.

I had the pleasure of working with Dave and now as his client and he is one that treasures each relationship and connection. He listens intently and seeks to understand the issues one faces, and his customer-centric and non-judgmental approach leaves one assured that he has their best interests at heart. His ability to make complex information easy to understand and his unbiased recommendations are reasons why he continues to garner the trust of many individuals. Above all, he enables you to make better informed decisions and move that one step closer to achieving your financial goals.

Now that is value.

Kayne

Educator

What clients say

Dave is ALWAYS available when I had an emergency at the hospital which I appreciate so much.

He is a reliable financial planner who will be with you at each step of your financial planning journey. He provides a calming assurance in times of emergency and he is definitely a person you can count on for advice that suits you. If you want to make quick and big bucks with great risk, look elsewhere. If you want sound advice with strong fundamentals and realistic returns, you should contact him NOW :)

Serene Anne

Healthcare

There were a lot of considerations and calculations involved in planning for my family's financial goals.

Dave provided me with a comprehensive overview of my family financial needs & insurance coverage. It was beyond what I could achieve on my own. His professionalism gives me the assurance that my family’s needs are met without any worries. PPNP - Patience , Professionalism & Non-Pushy. Go beyond what a advisor can do. In him, no fuss only trust.

Educator

Our previous agents were uncontactable and did not follow up with us.

Dave is a responsible and professional financial consultant. He has extensive knowledge of financial planning and provides our family with excellent advice on our family's coverage and financial needs. Someone you can rely on who is willing to go the extra mile.

Darron & Cynthia

Regional Sales Manager & Banking Professional

It was difficult to find honest insurance agents or financial agents. Many will ignore me after I have bought a policy from them. Dave has always been very open to share his knowledge and experience with me. I have learnt a lot about financial management and planning from him. Dave has always been there for me and my family. Whenever somebody in my family is hospitalized, he is the first person I call. I know I can count on Dave and we have a trust that is built over more than 10 years.

Business Analyst

Dave is very responsible. He provides reliable financial advice, for the needs of both my family and business. His follow ups and servicing is more than I could have asked for.

Joe Koh

Director

Dave brings clarity and simplicity to investing, by explaining investment concepts in simple language. He is trustworthy and patient, and gives me peace of mind while my money grows. Recommends suitable investment and insurance plans to cater to individuals.

Anelia & John

Architecture & Project Mangement

Before meeting Dave, I lacked awareness, not keeping current with what’s available. Dave is honest, open and knowledgeable. He has made insurance policies less daunting to approach, and always worked with my considerations in mind.


Sue-Ann

Product Specialist

Dave is a good, client focused person and offers the best, impartial and professional advice. He is always reachable and has answers to all financial questions. Dave is quite up to the mark on the latest developments in the industry and that helps when seeking advice.


Anand

My wife and I were initially put in contact with Dave to arrange for life insurance and saving for retirement. After our initial discussions, we knew he was the person to help us better organize our financial assets. Prior to working with Dave our assets were poorly structured, relatively inaccessible and were not aligned to our family goals. And while we knew what we wanted to achieve in the medium to long term, we were unclear on what would be the best way to go about it.

Dave helped us reason through the available life insurance options to understand what would fit our budget and likely future needs. He also helped us understand the available options for restructuring our financial assets and the pros and cons of each approach.

Reuben & Lydie

Researcher & Nurse

His guidance has helped us chart a journey to align our investments to our stated goals and to have the confidence to make significant changes with the clarity and knowledge he imparted. We are now in a place where we feel less exposed to life or financial disruptions and making better use of our money to be able to live the life we desire for our family.

Dave is a great educator and patient listener, which we think is essential in a financial advisor. He has a gentle approach, never pushy or sales focused, and you can tell he is genuine in his desire to help you manage your current and future finances. He gives adequate information enabling his clients to make informed decisions, without overloading them. After every discussion, we’ve felt clearer on our next steps and happier about how we’re using our assets to achieve family goals. It goes without saying, we would highly recommend Dave.

Reuben & Lydie

Researcher & Nurse

Before I met Dave, I had worked with other agents on my insurance and investments. Though they did take into account my protection needs and growing my wealth, many did not take cash flow and family finances into significant consideration.

Dave hears me out. He takes time to understand my constraints, my life aspirations and my family circumstances. His recommendations were never about his profits, but rather about a genuine friend who is there to provide well-balanced advice to protect and grow my family's finances. There were times where he introduced me to products that he did not stand to gain. That’s the sincerity of Dave that has served me and my family for many years. I would definitely recommend anyone to Dave, because of his experience and his genuine spirit of wanting to do what is right and the best for his clients.

Cybersecurity

I have come into contact with many financial consultants who had given me cookie cutter solutions with regards to my personal financial or insurance needs.

But Dave is the only one whom I have met so far who will listen and understand what I am looking out for – and provide with me solutions to meet the stated needs and beyond, without being pushy or just to close the sales. He is also dependable and if there’s any issue – you can definitely look for him directly for clarification or help, and trust that he will guide you to make an informed choice.

Dave definitely stands out from the rest of the financial consultants whom I have worked with!

Janice Tor

Educator

I left a company, which provided a very generous sponsored medical program that covered my family, to join a company with comparably low medical coverage. I realized that I needed to explore individual medical insurance programs for my family. Dave was great in guiding me through the Integrated Shield Plan landscape. He was incredibly patient in walking me through the process and very professional in assessing one's needs.

Although I consider myself very experienced with corporate plans for life insurance, medical, and retirement planning, I would highly recommend an advisor/ financial planner when looking for your own individual needs. I use the analogy that doctors never rely on their own medical evaluation on themselves, they instead will seek consultation from other doctors.

Employee Benefits / Pension Professional

We were unsure and did not know how to start off with our financial planning for ourselves and our children, as well as the necessary insurance coverage.

How Dave helped:

  1. Provided watershed advice in the beginning.
  2. Over the years, able to provide necessary advices and updates to improve our planning, saving and risks involved.
  3. Able to facilitate necessary assistances when financial needs/advices required

Dave is able to patiently understand one's needs and requirements, and at the same time able to provide professional and constructive advice and comments.

Chit Yee and Joyce

Architecture

Let's talk. How can I help you journey beyond the fine print?

By submitting this form, you hereby agree and consent that Dave Tay, representing finexis advisory Pte Ltd may collect, use, disclose and process your personal information for the purpose of financial advisory services, in accordance to the Personal Data Protection Act 2012 and the finexis personal data privacy policy which can be found at www.finexis.com.sg.